We are North East Scotland’s rural family business accountant

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Small Rural Business Accountant
in North East Scotland

We support a broad range of rural businesses.

We are trusted by clients in farming, the motor trade, construction, equipment hire, forestry, and property rental as well as individual trades people and other sole traders, partnerships and limited companies.

Tax Returns & Year End

01 Tax Returns & Year End

Yes, we do that. But want to truly understand the financial performance of your business and have peace of mind about your tax exposure? That’s what we can really support you with. Detailed accountancy and future planning support.

  • Business accounts support - proactive advice for now and for the future
  • Tax focus - be clear on the ‘how much’ and ‘when’ questions with clear forecasting of your accounts and tax position with regards to income tax, corporation tax, capital gains tax or capital allowances.
  • Review of business performance and goal setting – planning to diversify, expand, start a holiday let, or add contract farming arrangements? Whatever your area of business we work together on your plans.

Life insurance, wills, retirement funds? We can work closely with your financial advisor, bank manager or solicitor to get you in the right position.

Personal Touch

02 Personal Touch

You’ll get face-to-face meetings and plain speaking discussions, and we work closely with you throughout the year.

We’re happiest pulling on our wellies and trudging through the dubs to see you.

You’ll feel empowered and knowledgeable about:

  • your tax position.
  • how to manage your tax.
  • what your accounts tell you.
  • your future business plans.

We get to know you, as well as your business.

Up-Front Fees

03 Up-Front Fees

We provide bespoke pricing to suit your size and scale of business. We’ll ask the right questions in our initial conversations to give you a comprehensive proposal.

We quote you upfront each year – so there’s no surprises. You’ll know what’s included and what’s not.

Need to call us or email some quick queries? We don’t charge extra.

Simplified Processes with Xero

04 Simplified Processes with Xero

We focus on stress-free accounting with Xero accounting software: we’ll ensure it works well for you with our training and ‘tips and tricks’ to give you an excellent experience.

We’ve worked hard to streamline all procedures and adopt paperless processes for more efficient communication. We believe that paper breeds enough, without us adding to it! That means everything you receive from us will be sent electronically where possible.

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We are North East Scotland’s rural family business accountant

Chartered Accountant and Business Adviser Elaine McKilligan

Living the farming life herself, Elaine understands the challenges in the agriculture industry including external market forces. Team McKilligan Financial act on behalf of some well-known progressive family farming businesses in North East Scotland and beyond...


But the size and variety of small businesses that Elaine and team support is wide ranging. Whether you’re an architect, beauty therapist, plumber, or run a thriving construction firm, Elaine and Team McKilligan Financial have the expertise to support you.

A fully qualified member of The Institute of Chartered Accountants of Scotland (ICAS) and The Association of Taxation Technicians (ATT), and with over 20 years’ experience, Elaine is passionate about supporting “fowk jist like hersel” with her responsive and proactive financial support and business advice.

Farmer. Mum of two. Lover of fresh air and the outdoors! In the evenings and at the weekends, Elaine enjoys bike rides, walks and time at the beach with her two young daughters. You’ll also find her working alongside husband Graeme on their busy sheep and beef farm near Cornhill, Banff.

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We support farmers & small businesses in Aberdeenshire, Moray & beyond

Team McKilligan Financial

The team

We are a small team of highly experienced individuals. Whether you’re speaking with Valerie during the onboarding process or liaising with Rebecca, Dana, Catriona or Shonah about your Xero training, year end accounts preparation, bookkeeping and VAT returns, you’ll feel at ease knowing we too live and breathe the rural life in North East Scotland and beyond.

Here to help you

At McKilligan Financial, we are honest,friendly and straightforward.

Here to help you

We “spik in yer tongue”

Quite literally (if you like) so that you feel understood and comfortable.

We “spik in yer tongue”

Shared History

We come from family farming or smallbusiness backgrounds.

Shared History

Family Matters

We’re mostly all mums (of the 2 and 4 legged varieties!) and supportive partners.

Family Matters


We’re a strong team with brand new offices. Come visit us – we’ll put the kettle on.


Ready to work with a Chartered Accountant?

Contact Us

Elaine has been and continues to be, a huge asset to us, as we have expanded our agribusiness. She works closely with us throughout the year, over email, phone and farm visits to ensure our financial position is favourable. She completely understands us as individuals as well as our business and aids us in driving forward and growing.

Ross & Kirsten Williams

R&K Williams
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We too live and breathe the rural life in North East Scotland

Contact Us

First of all we arrange a (no obligation) call or meeting to find out more about you, your business and your needs. Elaine will ask the right questions to build a proposal for you, and you can figure out if Team McKilligan are a good fit to work with you. We feel confident you’ll leave our first meeting feeling knowledgeable about how Team McKilligan Financial can support your business accounting and tax requirements.

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